Introduction and Philosophy

Greetings and welcome to my blog. As I look back over time, one of the most difficult things for me and others I've talked to, is figuring out exactly how to begin saving and investing. You look at the savings accounts out there and most have almost non-existent returns. Brokerage accounts have large initial investment requirements and then equally large transaction fees. How then does someone who is either just starting out, or someone recovering from a financial crisis, begin to invest in a way that can show real returns?

Even $100 adds up over time

This and more will be explored as this blog matures. $100 may not seem like much to you, or it may be more money than you have seen in quite some time. This blog will give you some ideas on how to start, even with less than $100. We will explore Acorns as an easy and extremely low-cost (for many even free) way to begin investing your spare change in the stock market. We will look at some of the higher yielding savings accounts that are out there. We will also consider some of the less-traditional ways of investing such as peer-peer lending.

So welcome to the blog. I look forward to hearing from the readers and getting ideas as we learn to save together.